Sanuj Bhatia, the managing editor at Pocketnow, is responsible for supervising and contributing to all the content published on the website, including news, reviews, features, and how-tos. He began ...

On 16 July 2026, the European Court of Justice (ECJ) held that a service consisting of the receipt and forwarding of funds by an intermediary does ...

The first Payment Services Directive (PSD1) was proposed by the European Commission in 2005, and adopted by the European Parliament and Council in 2007. The European Commission has therefore proposed ...

Pursuing the principles of open banking, the Payment Services Directive 2 (PSD2) means that financial institutions must open up, among other things, APIs and customer account data to regulated third ...

New security requirements for online payments will come into effect in Europe in September as part of the revised Payment Services Directive (PSD2), but they are also expected to make an impact in the ...

With Silicon Valley in the West and Shenzhen in the East having long dominated the tech scene, Europe’s leaders have been calling on the need for the EU to achieve technological sovereignty. This ...

The PSD2 directive has been delayed, but will we be ready for it despite the extra time allowed? Will businesses be prepared? Are consumers even aware? And how will it affect us all? Processing ...

In January of this year, the Second Payment Services Directive officially came into effect. This directive is poised to give customers greater flexibility in how they access financial services The ...

How has PSD2 affected the market, and will PSD3 be the answer to major problems in the industry? The evolution of PSD2 should certainly be on the minds of those in the finance industry. In a recent ...

MiCA alone is not enough for stablecoin payments as companies also need a PSD2 Payment Institution license. MiCA governs crypto custody, exchange and transfers, while ...

September will see the introduction of a directive for payment standards and security, but how ready is the world for PSD2? Dan Raywood investigates. Mid-September will see the final introduction of a ...